Top-Rated Online Baccarat Casinos for 2026

Baccarat is a thrilling casino game known for its simplicity and high stakes. Players aim to get as close to 9 as possible with two hands: the player’s and the banker’s. With roots in 15th-century Italy, baccarat remains a favorite in casinos worldwide, including top online baccarat platforms. In this guide, discover essential baccarat rules, game variations, and expert tips to boost your chances of winning this year!

Top-Rated Online Baccarat Casinos for 2026

Payout Time
1-3 days
Win Rate
98.7%
T&C ApplyT&Cs: Free Spins offer: New customers with a UK/Ireland registration address; re-registered are ineligible. Free Spins set at £0.10 each; claim via SMS within 48 hours and use within 14 days. Valid on selected games.
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Payout Time
1-3 business days
Win Rate
97.8%
T&C ApplyT&Cs: 18+. New customers only. 100% Deposit Bonus up to £100 on the first deposit. 30x wagering on Deposit and Bonus (game weighting applies) + 50 Bonus Spins (Big Bass Bonanza) of £0.10. Min. deposit £20.
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Payout Time
1-4 business days
Win Rate
97.5%
T&C ApplyT&Cs: Welcome bonus for new players only | Maximum bonus is 100% up to £100 | Min. deposit is £20 | No max cash out | Wagering is 35x bonus | Maximum bet with an active bonus is £5.
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Payout Time
1-2 business days
Win Rate
98.3%
T&C ApplyT&Cs: New players, £10+ deposit, no e-wallets/prepaid cards, up to 500 Free Spins, 40x wagering on Free Spins winnings, £5 max bonus stake. Terms apply
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5
Casino
4.6/5
Payout Time
1-3 business days
Win Rate
98.4%
T&C ApplyT&Cs: 18+. New Players Only. Terms and Conditions Apply. Available only on Fire Joker game. Min. Deposit £10. Offer valid for 24 hrs. No wagering required. See full terms here. Min. Deposit: £10 Max. Bonus: 100 Bonus Spins. Offer valid on first deposit. Offer only applies to new players.
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6
Casino
4/5
Payout Time
1-3 business days
Win Rate
97.9%
T&C ApplyT&Cs: New UK customers only. 125 free spins on Hold & Spinner (£0.10 per spin) credited after successful £10 deposit and £10 stake on Casino, Vegas or Live Casino. No wagering requirements on free spin winnings.
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Payout Time
1-3 business days
Win Rate
97.8%
T&C ApplyT&Cs: Min. £10 in lifetime deposits required. Offer must be claimed within 30 days of registering a bet365 account. Select prizes of 5, 10 or 20 Free Spins; 10 selections available within 20 days, 24 hours between each selection. Max. prize, game restrictions, time limits and T&Cs apply.
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Payout Time
2-3 days
Win Rate
97.6%
T&C ApplyT&Cs: New members only, must opt in. Min £10 deposit & wager within 30 days from registration. Free Spins: on Double Bubble. 30-day expiry from credit. 1p coin size, max lines.
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9
Casino
4.8/5
Payout Time
0-4 days
Win Rate
97.5%
T&C ApplyT&Cs: Receive 50 Free Spins on Big Bass Bonanza to qualify, deposit a minimum of £10 via the dedicated promotion page and wager at least £10 in real cash on Big Bass Bonanza within the promotional period. This offer is available exclusively to newly registered players aged 18 and above.
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10
Casino
4.6/5
Payout Time
1-3 days
Win Rate
97.2%

Bonus Code: LUNA

T&C ApplyT&Cs: Your Bonus Balance is used only after your Real Balance is depleted. If you win while using your Bonus Balance, the winnings will be added to it, unless the bet fulfills all wagering requirements. In that case, the remaining bonus balance will transfer to your real balance, except for non-cashable bonuses.
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1
Casino
888 Casino
4.9/5
BaccaratBlackjack+10
888 Casino

888 Casino is one of the biggest names in online gambling worldwide, known for its longevity, exclusive in-house games, and premium live casino experience. Operating since 1997, it has built a reputation on trust, innovation, and consistently high player satisfaction. New members can take advantage of competitive welcome bonuses, while returning players benefit from daily deals, loyalty rewards, and elite-tier VIP perks. 888 Casino is fully licensed in major jurisdictions, offering fast payouts, secure payments, and advanced responsible gaming features. It remains a strong pick for players looking for a premium, well-established casino brand.

Pros

  • Progressive jackpot slots
  • Attractive welcome bonuses & ongoing promotions
  • Secure platform with UKGC licensing
  • Extensive game selection with popular titles

Cons

  • Stringent wagering requirements for withdrawing bonus funds.
  • VIP program is invite-only, not accessible to all

Payment Methods

Neteller
Payz
Paysafe Card
Visa
Mastercard
PayPal
Interac
Bank Transfer
Pay4fun
Apple Pay

How to Play Baccarat Online

Baccarat is one of the easiest casino table games to play online, making it popular with both new and experienced players. The game aims to predict which hand will finish closest to 9. You can place your bet on the Player, the Banker, or a Tie.

Baccarat Card Values

Understanding card values is key to playing baccarat:

  • Cards 2–9 are worth their face value
  • 10s and face cards (Jack, Queen, King) are worth 0
  • Aces are worth 1

If a hand totals more than 9, only the last digit counts. For example, a hand value of 12 becomes 2.

Why Baccarat Is Popular

Baccarat offers simple gameplay, fast rounds, and some of the lowest house edges in casino gaming, especially when betting on the Banker. This makes it an appealing choice for players looking for a straightforward and elegant casino experience.

2
Casino
Casumo Casino
4.6/5
BaccaratSlots+5
Casumo Casino

Pros

  • Around 4,000 games
  • High return to players rate at 97%
  • Decent welcome offer
  • Fast payouts

Cons

  • Cryptocurrencies are not supported

Payment Methods

Visa
Mastercard
Neteller
Paysafe Card
Bank Transfer
Paysafe
PayPal
Apple Pay

Game Ranking: Top-Rated Baccarat Games of 2026

Most Popular Online Baccarat Variants

Baccarat is one of the most popular casino games worldwide, and its online versions have seen several exciting adaptations to cater to different player preferences. Here’s a detailed list of the most popular online baccarat variants, each offering unique twists to the classic game.

1. Punto Banco Baccarat

The classic and most widely-played baccarat variant. Players bet on the Player, Banker, or a Tie to see which hand gets closest to 9. A third card may be drawn based on the rules. It’s ideal for beginners due to its straightforward gameplay and fast action.

2. Baccarat Squeeze

An exciting twist where players slowly reveal cards for added suspense. Bet on Player, Banker, or Tie, and enjoy the dramatic reveal with each hand.

3. Speed Baccarat

A faster-paced version of Punto Banco, where rounds are played more quickly, allowing you to enjoy more hands in less time. Perfect for those who love fast action and quick decisions.

4. Dragon Tiger

A simplified version where players bet on which side, Dragon or Tiger, will win with the higher card. It's a straightforward and quick game, ideal for beginners and casual players.

5. Baccarat Controlled Squeeze

An enhanced version of Baccarat Squeeze that gives players more control over the card reveal. This variant adds a personal touch to the suspenseful game for those who like to build the tension.

6. No Commission Baccarat

In this variant, the usual 5% commission on Banker wins is eliminated, offering a player-friendly experience. The game follows standard baccarat rules with no commission deducted from Banker winnings.

7. Mini Baccarat

A compact and faster version of Punto Banco, with lower stakes and fewer players. It’s an excellent choice for beginners who want a quicker, more affordable baccarat experience.

8. Live Dealer Baccarat

For the full immersive experience, Live Dealer Baccarat streams real games with professional dealers. Play in real-time against other players, mimicking the live casino feel from the comfort of your home.

9. Punto Banco VIP Baccarat

A high-stakes version of Punto Banco, designed for VIP players. With higher limits and a more luxurious atmosphere, this variant caters to high rollers looking for exclusive gaming experiences.

10. Progressive Baccarat

In this version, an additional side bet contributes to a progressive jackpot that grows with each hand. Players can win huge jackpots on top of traditional baccarat payouts.

11. Super 6 Baccarat

The Banker wins at 6:1 odds instead of the usual 1:1 if they have a 6. This variant offers the same standard rules but without the 5% commission, making it appealing for players who prefer higher payouts.

12. EZ Baccarat

A simplified Punto Banco with no commission on Banker bets and a Dragon 7 side bet. If the Banker wins with a 7, players receive a payout, making it a fan-favorite for those who want a smoother game without the usual fees.

Quick Tip: How to Play Baccarat

Baccarat is one of the easiest casino games to learn, making it perfect for both beginners and experienced players. Here's a quick tip guide to help you get started and understand the basic gameplay of Baccarat:

1. Understand the Objective

The goal of Baccarat is simple: bet on which hand, Player or Banker, will be closest to a total of 9. You can also bet on a Tie (where both hands have the same value). There are no complicated strategies or decisions to make, which is part of the charm of the game.

2. Learn the Card Values

To understand how Baccarat works, it's important to know the card values:

  • Aces are worth 1 point.
  • 2-9 are worth their face value.
  • 10s, Jacks, Queens, and Kings are worth 0 points.

The hand total is the sum of the two cards. If the total is 10 or more, the second digit is used. For example:

  • A 7 and a 5 total 12, which becomes 2 (drop the 1).
  • A 9 and a 6 total 15, which becomes 5.

3. Place Your Bet

Before the cards are dealt, you choose one of the following betting options:

  • Player: Bet on the Player hand to win.
  • Banker: Bet on the Banker hand to win. (Note: There is typically a 5% commission on Banker wins.)
  • Tie: Bet that both hands will have the same total. Tie bets usually offer higher payouts, but the odds are much lower.

4. The Deal

In Baccarat, both the Player and Banker receive two cards. The dealer handles the cards and deals them face-up:

  • If the total of either hand is 8 or 9 (a "natural"), no additional cards are drawn, and the game ends.
  • If neither hand has a natural, a third card rule comes into play:
    • The Player draws a third card if their total is 5 or less.
    • The Banker draws a third card if their total is 5 or less, but the Banker’s draw depends on the Player's third card. There are set rules for this, but you don’t need to worry about them since the dealer will handle the draws.

5. Winning and Payouts

Once the hands are dealt, the hand closest to 9 wins. Here's how the payouts work:

  • Player Hand: Pays 1:1 (you win the amount of your bet).
  • Banker Hand: Pays 1:1, but a 5% commission is deducted from your winnings.
  • Tie Bet: Pays 8:1 (or sometimes 9:1 depending on the casino), but it’s much riskier with lower odds of happening.

6. Know the House Edge

  • Player Bet: The house edge is around 1.24%.
  • Banker Bet: The house edge is around 1.06%, but remember the 5% commission.
  • Tie Bet: The house edge is much higher at 14.36%, so it’s generally not recommended.
Live Baccarat
Online Baccarat (Digital)
Real dealers in real time
Computer-generated, no human dealers
Slower due to dealer interaction
Faster, software-driven
Chat with dealers and other players
No interaction with other players, limited chat
Real casino-like environment with live streaming
Virtual, software-based table
Limited to the variants offered by the casino
Multiple variants available, including fast-paced
Live video feed, real-time action
RNG, no live video feed

FAQs

Baccarat is a card game played between two hands, the Player and the Banker. The objective is to bet on which hand will have a total closest to 9. Players can also wager on a Tie outcome, where both hands are equal. The game is simple to play, involving no complex decisions, which makes it a favorite among casual and high-roller players alike.